btmnovel Chapter 174 The president's exclamation
Chapter 174 The president's exclamation
Chapter 174 The president's exclamation
After spending two days getting a clear picture of the current international gold price, Liang Teng was in a very low mood.
If he didn't have the psychological expectation of 4 million at the beginning, maybe he wouldn't be so disappointed now, right?Just to reduce the 8 million to [-] million.
Liang Teng even once had such an idea in his heart: Otherwise, he should put away the 1 ton of gold bricks first.Don't rush to sell it!Anyway, the price of gold will rise in the future...
But the thought only flashed through his mind.
Did not stay for too long.
joke!Wait for 15 years to earn tens of millions of "differences" in gold's rise?
Now that he has built a shop, the annual rent for the shop is far more than the tens of millions in income.
Therefore, although the current gold price cannot be compared with that of later generations, it is still worth buying.
Liang Teng always understood the truth.
But to sell all 1 ton of gold bricks, Liang Teng still felt a heartache of "cutting the meat and clearing the warehouse".
what else can we do?
We can only blame the current international gold price for not being able to live up to expectations, it can be said that the market is sluggish.
Around the 90s, when Liang Teng was still in junior high school, he happened to read a report on the price of gold.I was very impressed at the time.In that year, the price of gold per catty was about 6 yuan (of course, the price per catty was calculated by himself. The domestic unit of weight for calculating the price of gold is "gram").
After more than 10 years, and now in 2006, 1 ton of gold bricks can only be sold for more than 1 million yuan (calculated based on the highest price this year), which is only equivalent to the price of gold of 6 yuan per catty.If it is calculated based on the lowest gold price this year, it is less than 8 yuan per catty.
This is almost the same as the price of gold 10 years ago.
Isn't gold a rare commodity?How can it be so unprogressive?
10 years without growth, standing still!
But this is the reality he has to face now!
The cruel reality!
Broken how many of his dreams.
Wu Xia knew that Liang Teng was "sad" that the price of gold was not as good as expected.She comforted him by saying that she would try her best to sell the 1 ton of gold bricks at a relatively high price.
But the international price of gold is only at that price. Which of her friends in the rich circle doesn't have channels to buy gold?It is impossible to buy your gold bricks at a price higher than the international gold price.Because everyone has channels to get gold at the "average price". If you sell it at a high price, why buy yours... Otherwise, Liang Teng, if you are not in a hurry to sell, just keep those gold bricks first?
Speaking of later, Wu Xia didn't seem to be comforting Liang Teng anymore.
Sell or have to sell!
Without selling, how could he raise enough investment of 7 million this year?
Liang Teng waved his hand feebly, authorizing Wu Xia to be solely responsible for negotiating the sale price of 1 ton of gold with the buyer.
Another day later, Wu Xia came to report to Liang Teng: In the end, the other party could only offer a purchase price of 1.5 million BRICs.
This is 5 million lower than Liang Teng's expectation.But in the end, it didn't follow the minimum 1.2 million to buy.
Barely acceptable.
Suddenly the budget was reduced by 5 million.The remaining pressure to raise funds has virtually increased a lot.
But after Liang Teng was depressed for a day and a night, he soon turned around.
Once it has become a fact, people will gradually adjust their mentality to accept the reality.Secondly, the buyer Wu Xia contacted was very straightforward. Liang Teng and Wu Xia took a few bodyguards to transport the gold to the contacted land by truck.The other party checked that the quantity and weight were correct, and they simply transferred the money to the account designated by Liang Teng on the spot.
Looking at the long string of numbers prompted by the text message on his mobile phone, Liang Teng counted them several times, and finally confirmed that the amount was completely correct.
A heart, with the appearance of this long series of numbers, gradually became excited.
Although gold is said to be "hard currency", after all, there is no way to "carry it with you".It also took a lot of trouble to realize it.There is also a "loss rate" in the middle.
It's better to have cash on hand, and feel more at ease in your heart.
To be honest, after a lot of troubles, Liang Teng only had 10 "change" in cash on hand at most.
Liang Teng was mentally prepared. He didn't have enough money this month, and he probably had to pay for the "system's" entrepreneurial funds again.
Fortunately, there are hundreds of thousands of venture capital "amounts" for this month, and only about half of the amount has been used (Liang Teng is now rich and powerful, and the amount of projects he operates is huge. The system venture capital has been of little help to him. But Rao is In this way, if there is a suitable expenditure every month, you still have to pay for the "startup fund". To ensure that the loss is always going on).
Just when his financial situation was on the "red light", the account that was about to "bottom out" suddenly received 1.5 million yuan.
For a person who is about to tighten his belt, this windfall is tantamount to "a long drought meets rain".
Wu Xia also saw that Liang Teng has been "worrying about money" recently.Just the day before yesterday, it was already the first day of the new month. Under her strong urging, as many as [-]% of the merchants who intend to "settle" in the shops on the fifth floor below the King's Building have already sent personnel to the "Open Capital". Sign a formal lease contract with Liang Teng's company.
After signing the contract, they started the decoration of their respective "shops" non-stop.
The originally deserted "King's Building" suddenly became lively.
The method of paying the rent agreed in the contract is to transfer the rent to the account designated by Liang Teng on an annual basis.
In the past few days, Liang Teng's account has also received a total of more than 3000 million shop rents one after another.
It is precisely because of the income from these shop rentals that Liang Teng feels the beauty of sitting on two streets of shops.
This further strengthened his belief in completing the development of 5 kilometers of shops as soon as possible.
Liang Teng cannot touch the annual rental income of more than 3 million yuan for the time being.After all, he had already borrowed more than 3 million from the "system's" "credit fund" to acquire the land along the two main urban roads sold by the relevant departments.
Although the interest on "credit funds" is much lower than the bank interest in the same period, it must be paid after all, isn't it?
In Liang Teng's budget, the rental income from the shops under the "Wang Wang Building" was basically used to pay the interest on the "credit fund".Don't use it for other purposes easily.
Loan interest must be paid on time.
As long as the interest can be paid, the hundreds of millions of loans can be delayed forever.After a few years of delay, when Liang Teng has developed the 5 kilometers of shops along the street, just collecting the shop rent will be enough for him to repay the loaned principal.
It's not just the hundreds of millions of principal that have to be repaid.Liang Teng even calculated that in the next few years, he might have to borrow more than 10 billion from the bank.
With this money, as long as he repairs 5 kilometers of shops and then rents them out, he can earn at least [-] million yuan in shop rental income every year.
Even if the total of the two loans before and after is as high as 20 billion, the annual rent income of 2 million can be repaid in 10 years to pay off the principal.
The principal + interest is nothing more than repaying the "shop rent" for a few more years, and it can always be paid off.
What's more, the rent of these 5 kilometers of shops has not been rising all the time.
Liang Teng is very confident that as long as he can survive the most difficult first year, he will insist on promoting the construction of shops along the two main streets.The days to come will be smoother and smoother.
The real estate of the "open capital" in the future will not collapse, but will usher in several times of skyrocketing...
Such a foreseeable future for Liang Teng, if there is no change, his investments will not be risky at all.
The income can be expected, so what are you afraid of only borrowing 20 billion yuan?
Just a trifle.
Besides, for the investment in the second, third, and fourth years, if the "pre-sale" of the real estate is far better than expected, and Liang Teng's return of funds is high enough, he may not even need to borrow money from the bank.
He may not need to borrow money from the bank for the more than 10 billion that he plans to invest in the development of the commercial street in the future.It is enough to pay with the income from "pre-selling" commercial housing.
Without huge new loans, of course, there is no need to pay corresponding huge interest.
In this way, the appreciation of his wealth will become more stable.
In the final analysis, Liang Teng still has a sense of small farmers, and he is not very willing to borrow money.
Before, in order to win the development rights of the two main streets of the city behind the "King's Building" and the hundreds of acres of land on both sides of the street, he had to borrow "credit funds" from the "system", which led to several burdens at once. billion in debt.
Only then did it take extremely difficult to win the 5-kilometer-long commercial land along the street behind the "King's Building".
As a poor boss who has no money but bites the bullet to compete for such a big project, it is too difficult for him.
Fortunately, I successfully obtained the land in one fell swoop.
With such an advantageous plot, there will be "living water".
As long as Liang Teng develops commercial streets and super high-rise buildings steadily and does not make a lot of money, he will blame himself for not working hard enough!
Because the process is so difficult, Liang Teng would rather tighten his belt to raise huge sums of money, but also develop the commercial street according to the best plan.Instead of just making "quick money", just set up a few storeys of shops, sell them and make billions, then just slap your ass and leave!
What he looks at is the most long-term and stable income.
Most of the shops along the 5 kilometers of the street have to be included in their own pockets.The billions of investment required for the entire project can be earned from the proposed 30 high-rise buildings with elevators.
I sold some of my commercial properties and cleared my debt.The remaining part is in your hands, waiting to be sold at a price.
Liang Teng has a clear and complete idea of the development and operation of the commercial street this time. Given him 5 years, he vows to "clear all debts".
When the time comes, it will be wonderful to think about becoming the most powerful "rent collector" in the world!
Of course, Liang Teng's current efforts to make money are not for the goal of becoming "the number one charterer in the world" in five years, but to complete the accumulation of original capital first.
Five years later, it is an excellent time for him to enter the "IT" industry.
At that time, the IT industry was about to usher in a wave of "blowout period".Entering the industry at that time, you don't have to struggle to survive in the "stagnation period" of the previous few years.
Not to mention that the IT industry also needs a "accumulation" process and "accumulation" time.
As a reborn character, Liang Teng thinks he has a say in this comparison.
He already knew that there were several IT projects with extremely terrifying "money-absorbing speed" in later generations, and they didn't need to accumulate much.
What they want is strong capital injection, and then quickly enter the "blowout period."
Liang Teng does not intend to be the "founder" of the IT industry, he just needs to spend money directly to acquire the shares of other companies before certain IT industries are ready to blow out.
It is best to be able to "hold" directly, but not to be the single largest shareholder.
If it fails, buy a small part of the other party's shares and treat it as a "strategic investor" and distribute dividends every year.
Liang Teng's favorite companies cannot be counted with two palms.
In short, what he lacks now is definitely not a goal.He is short of money.
Fortunately, God can still give him a few years to complete capital accumulation properly.
If the IT industry he knows will usher in a period of explosive revenue in the past two years, Liang Teng can only stare blankly.
What can you say without money?
He can only watch so many super companies whose stock prices have increased hundreds of times in future generations pass him by.He can't get a little relationship with others.
Now everything is different.
As long as you continue to "build a house, sell a house, build a house, sell a house"... until the accumulation of original capital is completed, everything will be fine.
Wu Xia watched Liang Teng sitting in the "Highlander" on the way back to the "King's Mansion" after the gold transaction was completed, still taking out his mobile phone from time to time, and staring at the text message of transferring 1.5 million yuan.An expression that you can't get tired of looking at.
Wu Xia was secretly amused: It's not that Liang Teng has never seen money.Not to mention the funds of 3 million, he has handled transactions of more than [-] million N times.
Why haven't I seen him as excited as he is now in the past few times?Can't put it down even after reading a message?
She didn't know, where was Liang Teng looking at the money transfer text message?
He has long been wandering in the sky, conceiving a long-term overall investment plan.
In Liang Teng's long-term plan for the future, a very important link is not to be in too much debt.
If his company's debt ratio is really too high, for example, if it borrows 20 billion yuan, it will have to pay high interest of over [-] million yuan just to repay the bank interest every year.
This is bound to drag him down a lot.hinder his progress and development.
In the next five years, he needs to complete capital accumulation while repaying all debts.
Otherwise, it would be boring to use huge amounts of capital while paying huge amounts of interest.
Thinking of this level, Liang Teng thought about the interest and principal of the Agricultural Bank of China that he had just paid several million the day before yesterday.
Zhou Ping, the person in charge of the Agricultural Bank of "Nanbian City", called Liang Teng and Wu Xia the day before yesterday, and wanted to meet them formally.
As soon as Liang Teng heard it at the time, he knew that the other party was going to sign a formal agreement on "disposing of the mortgaged property" with him.
After all, it has been several months since the Agricultural Bank of China mortgaged 96 properties and land and lent several hundred million.It is completely possible to formally sign and initiate an agreement of a liquidation nature.
The reason Zhou Ping wanted to formally meet Liang Teng and Wu Xia was because she had a private agreement before: wait until the mortgaged property agreement signed before can be formally terminated, and sign a 96 mortgaged real estates, all of which will be disposed of by the bank. When signing a new agreement, Liang Teng promised to pay millions in principal and interest.
That was also to make the behind-the-scenes dealings between Liang Teng and Zhou Ping so impeccable that no one could find fault or grasp the clues.
These matters had to be dealt with face to face, of course Zhou Ping didn't want to just send one of her subordinates there.She heard that Liang Teng and Wu Xia were both in the "Open Capital", so she rushed over in person.
Before coming here, Zhou Ping only thought that Liang Teng and Wu Xia were on business trips to the "Open City".If she rushed there, she would have to find a hotel to stay in.
President Zhou decided to choose the hotel where Liang Teng and Wu Xia were staying.It is also convenient for her to reminisce about old times and discuss personal matters with the two big bosses.
The results are astonishing.Liang Teng has actually moved his company headquarters directly to the "Open City".
Wu Xia and Liang Teng asked Yan Qianyu to drive, and drove President Zhou to the "King's Building".
Seeing that Liang Teng set up his office in such a towering building, Zhou Ping was still thinking to himself: This location is excellent, the office is located here, the rent must not be cheap, right?After a year, at least tens of millions, right?
Soon, he saw the super luxurious duplex on the top floor. Looking at the light and luxurious decoration of the house, President Zhou thought again: This is the area of a whole floor.It is estimated that the annual rent of 1000 million cannot be paid, right?
Afterwards, when it came to business, Liang Teng signed a new agreement with President Zhou very readily.
The content of the agreement had been drafted word for word before Zhou Ping came, and it was nothing more than emphasizing that Liang Teng's company was in a loss state for several months due to "poor management".Now it is unsustainable, and it is difficult to repay the principal and interest of 3 million yuan borrowed from "Nanbian City Agricultural Bank". In the spirit of being responsible for the loan, Mr. Liang Teng, the legal representative of the company, after friendly negotiation with the person in charge of Nanbian Agricultural Bank, Both parties voluntarily sign the following agreement——
Nanbian City allowed Liang Teng to terminate the previous agreement and no longer "repay the principal and interest of the loan".The 437 million that has been paid before will not be returned.The Agricultural Bank of China will no longer seek repayment of the loan from Mr. Liang Teng.The 96 "real estate" registered under the name of "Mr. Liang Teng" as collateral will be handed over to Nanbian City Agricultural Bank for disposal.Liang Teng was no longer allowed to ask about the disposal of the "real estate" used as collateral... and so on.
A large number of terms are listed in detail.
In short, the purpose is to write off all Liang Teng's debts to the Agricultural Bank of China.
From now on, even if Liang Teng no longer repays the Nanbian City Agricultural Bank's principal and interest of ten cents, it will be fine.
The Agricultural Bank of China cannot regard him as an "old man", cannot restrict his consumption behavior, and cannot regard his non-payment of principal and interest as a "breach of contract", let alone "credit investigation" (not " "Credit investigation" is very important. It is related to his ability to raise more debts to the bank when he does big business in the future).
In the final analysis, one sentence: Liang Teng and the Agricultural Bank of Nanbian City are truly clean from now on.
Nobody owes anyone.
Agricultural Bank of China received 96 "real estates" as collateral.The value is actually not low.
But to turn it into cash, it has to go through the auction process.It's a little troublesome.
But after the auction, more money may be sold than the 3 million loaned.It is also possible that the loaned money cannot be returned.
But no matter what, Liang Teng has this new agreement in hand. It is none of his business to get more money from the bank, and it will not compensate him; if it cannot get back the principal of the loan, it cannot ask him for it again. .
A new agreement, the rights and obligations of both parties agreed, roughly as above.
So far, Liang Teng has truly solved a "hidden danger".
Although the 3 million loaned out from the Agricultural Bank of China has long been spent.It was spent on the purchase of the "King's Building", which was used to decorate the outer wall of the building and the entire top floor.There is also a "shop" building connecting the two buildings.It was used to do a good job in the drainage project of the "basement" ... and even part of the funds were used to purchase the land along the 5 kilometers commercial street behind the "King Building".
In short, it is a very beneficial investment.
It is precisely because of the help of President Zhou Ping that Liang Teng was able to loan out 3 million yuan smoothly.This money played a crucial role in his investment in the "Open Capital".
Therefore, Liang Teng was very grateful to President Zhou for his kindness.
After signing the new agreement, Liang Teng knew that she had worked tirelessly to go to the "Open City", just to ask him to make up the "principal and interest" of several million, so that the entire account could stand the investigation.
Liang Teng was very straightforward, and directly transferred 437 million into the account designated by the other party.
It was precisely because of such an expenditure a few days ago that the money in Liang Teng's account was only tens of thousands of yuan.
It's all worth it.
Liang Teng even cooked a sumptuous dinner with Wu Xia in the duplex on the top floor that night to entertain President Zhou.
It was also during the chat at the dinner party that Zhou Ping knew that Boss Liang had directly purchased the entire "King's Mansion".
Zhou Ping was completely shocked.
How much does this cost?
To say the least, it will cost about 10 billion.
After Zhou Ping was shocked, she guessed in her clever mind: It is estimated that Boss Liang has already made hundreds of millions of capital on hand.But he took a fancy to such a real estate. The original developer was in urgent need of money and planned to sell it as a whole.And Boss Liang calculated the money in hand, and there was still a gap of 3 million yuan.That's why he came up with such a small method. Through that method, he realized the 96 sets of real estate in the "closed source area" in his hands into 3 million yuan.With this money, he was able to scrape together a huge amount of money to purchase the "King's Mansion"!
What Zhou Ping guessed was a bit different from the facts.
The main reason is that there is a large discrepancy in the amount of money purchased for the "King's Building".But the general guess, there is no big mistake.Liang Teng's "cash-out" of 96 million from the 3 real estate properties was indeed preparation for the acquisition of the "King's Building".
Ping Zhou couldn't even imagine in her dreams: such a high-quality real estate project as "King Wang Building" has huge potential in the future, why the developer Yu Weidong is willing to pay more than 1 million yuan, which is almost close to the cost price. Sell to Liang Teng?
Not to mention her, even Wu Xia had never personally experienced before Liang Teng won the magical operation of the "King's Building", it was hard to imagine that this kind of interlocking technique could be used to transform the original "King's Building". The master "Yu Weidong" captured.
Yu Weidong was forced to transfer the real estate at a price almost at cost, and he was still grateful to Liang Teng in his heart.
Wu Xia thinks that kind of "magic.operation.operation"-like acquisition case can be included in business textbooks.
Zhou Ping did not stay long in the "Open City".
I came the day before yesterday, and returned to Nanbian City the next day.
But she left with full admiration for Boss Liang.
She has not seen such a young billionaire before.
But at such a young age and self-made, she has only met Liang Teng as a billionaire who made a big "world" by himself.
(End of this chapter)